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Payment services
according to the PSD 2 directive
Open banking is a new standard in the payment services market, which, thanks to the integration of bank accounts with accounting software, allows the Company to offer a new dimension of services in which the circulation of accounting information becomes more dynamic. Customer data management is both in line with the high standards of the fintech industry. Access to the software is two-factor authentication (MFA), and the flow of information is encrypted.
The payment initiation service (PIS) allows you to make tax, salary and contractor transfers without the need to copy data directly from the accounting software. The bank account access service (AIS) allows you to aggregate data from various banks in one place and conduct automatic settlements of settlements with contractors.
National Payment Authority.
Kardynał&Kardynał sp. z o.o. is subject to the supervision of the Polish Financial Supervision Authority as the National Payment Institution. The scope of payment services provided by Kardynał&Kardynał spółka z ograniczoną odpowiedzialnością includes: provision of a payment transaction initiation service (Article 3(1)(7) of the Act on Law); provision of the service of access to account information (Article 3(1)(8) of the Act).